Services

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Cumulated Years of experience

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Years from foundation

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Completed Projects

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Professionals

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Cumulated Years of experience

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Years from foundation

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Completed Projects

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Professionals

Our Services

We provide independent financial and strategic advisory to originators, institutional investors and financial institutions, generating alternative investment opportunities in the structured credit market. We structure securitisations, devise innovative and efficient financing strategies, and identify niche asset classes leveraging on our in-depth knowledge of the Italian financial market.

Our focus is on performing and non-performing assets in consumer credit, receivables, loans with both private individuals and SMEs. We leverage on our Structured Finance capabilities to enhance risk/return profiles or optimize funding costs for originators. We act as principal or co-investor for selected transactions.

We use NPR Management to monitor and optimize the collection of non-performing assets we have originated and securitised on behalf of investors, occasionally with our co-investment.

Our Special Situations and Real Estate Finance team focuses on real asset investment opportunities that have the potential to generate consistent distribution yields and compelling risk-adjusted total returns.

Special situations are complex, demand tailored solutions and require more than just capital: for this reason, we do not necessarily rely on bankruptcies, defaults, restructuring processes, or deep distress to create investment opportunities.

We proactively seek to align ourselves with company management teams, business owners, and private equity sponsors, and we use our structuring creativity and substantial capital co-investors base to design bespoke financing transactions.

We maintain a high level of selectivity when it comes to deploying capital, focusing on situations where we can leverage our competitive advantage to gain access to top-notch assets in collaboration with limited partners and operators.

Our Public Sector team has the experience and the in-depth knowledge to provide specialised support both to Public Sector clients, banks and Investors.

Phinance applies a proactive and forward-looking approach to offer innovative financial  services to the Italian public sector entities. Specifically, it provides efficient solutions to optimize the debt structure and both technical and strategic support in the negotiations with lenders and swap counterparties.

Phinance supports Investors in identifying investment opportunities based on their specific Public Sector risk appetite. In addition, it can help reducing their exposure or making it more capital efficient.

In the Tax Credit area, Phinance has developed unique skills by structuring a number of innovative transactions, such as the first “collective” sale by Cinemas, a lifeline facility for the hotels during the Covid lockdown and the first sale of tax credits to an Italian local entity.

The main point of strength is the ability to provide customised solutions on the basis of an in-depth analysis of each client specific needs.

Phinance is therefore well positioned to provide high level professional support to a wide range of subjects, ranging from experienced institutions to first time players, and both on the sell or on the buy side.